:root {
  --ink: #102a2d;
  --muted: #5e7374;
  --paper: #f4f1e9;
  --cream: #fbfaf6;
  --teal: #0f5755;
  --mint: #b8d8cc;
  --gold: #d9aa52;
  --line: #d9ddd6;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 96px; }
body { margin: 0; color: var(--ink); background: var(--paper); font-family: "Segoe UI", Arial, sans-serif; }
.social-rail { position: fixed; z-index: 10; top: 50%; left: 18px; display: flex; flex-direction: column; align-items: center; gap: 9px; transform: translateY(-50%); }
.social-label { margin-bottom: 5px; color: #718181; font-size: 9px; font-weight: 700; letter-spacing: .16em; writing-mode: vertical-rl; transform: rotate(180deg); }
.social-link { width: 48px; height: 48px; display: grid; place-items: center; color: white; background: var(--ink); border-radius: 50%; box-shadow: 0 7px 18px rgba(16,42,45,.18); transition: transform .2s, box-shadow .2s, background .2s; }
.social-link:hover, .social-link:focus { transform: translateY(-2px); box-shadow: 0 9px 20px rgba(16,42,45,.22); outline: 2px solid var(--gold); outline-offset: 2px; }
.social-link.youtube { background: #d92525; }
.social-link.x-social { background: #111; }
.social-link svg { width: 24px; height: 24px; fill: currentColor; }
.site-header { position: sticky; z-index: 8; top: 0; min-height: 82px; padding: 10px max(24px, calc((100% - 1180px) / 2)); display: flex; align-items: center; justify-content: space-between; gap: 24px; background: rgba(244,241,233,.96); border-bottom: 1px solid rgba(16,42,45,.12); backdrop-filter: blur(12px); }
.brand { color: var(--ink); text-decoration: none; display: flex; align-items: center; }
.brand-logo { position: relative; display: block; width: 58px; height: 58px; overflow: hidden; background: #000; border-radius: 5px; box-shadow: 0 5px 14px rgba(16,42,45,.14); }
.brand-logo img { position: absolute; top: 50%; left: 50%; width: 138px; max-width: none; height: auto; transform: translate(-50%, -50%); }
.brand-lockup { gap: 12px; flex: 0 0 auto; }
.brand-copy { display: flex; flex-direction: column; }
.brand-copy strong { font: 700 16px Georgia, serif; letter-spacing: -.01em; }
.brand-copy small { margin-top: 3px; color: var(--muted); font-size: 10px; }
.main-nav { display: flex; align-items: center; justify-content: center; gap: 22px; }
.main-nav a { min-height: 40px; padding: 0 5px; display: inline-flex; align-items: center; color: #405758; text-decoration: none; font-size: 13px; font-weight: 700; }
.main-nav a:hover, .main-nav a:focus { color: var(--teal); }
.privacy-note { font-size: 11px; font-weight: 600; color: var(--muted); white-space: nowrap; }
.status-dot { display: inline-block; width: 8px; height: 8px; margin-right: 8px; background: #5ca879; border-radius: 50%; }
main { max-width: 1180px; margin: auto; padding: 76px 24px 60px; }
.platform-main { padding-top: 42px; }
.platform-hero { position: relative; min-height: 610px; padding: 72px 64px; display: grid; grid-template-columns: 1.15fr .85fr; align-items: center; overflow: hidden; color: white; background: var(--ink); box-shadow: 0 28px 70px rgba(16,42,45,.18); }
.platform-hero::before { content: ""; position: absolute; width: 430px; height: 430px; right: -180px; top: -210px; background: rgba(217,170,82,.16); border-radius: 50%; }
.platform-hero .eyebrow { color: #e0b65f; }
.platform-hero h1 { max-width: 680px; margin-top: 18px; color: white; font-size: clamp(48px, 6vw, 78px); }
.hero-content { position: relative; z-index: 2; }
.hero-value { max-width: 680px; margin: 0 0 18px; color: white; font: 700 clamp(23px, 2.4vw, 32px)/1.3 Georgia, serif; letter-spacing: -.02em; }
.hero-tagline { max-width: 650px; margin: 0 0 16px; color: #e4eeec; font-size: 21px; line-height: 1.5; }
.hero-support { max-width: 650px; margin: 0; color: #a9c0bc; font-size: 15px; line-height: 1.7; }
.hero-actions { margin-top: 32px; display: flex; flex-wrap: wrap; gap: 12px; }
.cta { min-height: 50px; padding: 0 20px; display: inline-flex; align-items: center; justify-content: center; gap: 24px; border: 1px solid rgba(255,255,255,.28); text-decoration: none; font-size: 13px; font-weight: 700; transition: transform .2s, background .2s, border-color .2s; }
.cta:hover, .cta:focus { transform: translateY(-2px); }
.cta-primary { color: var(--ink); background: var(--gold); border-color: var(--gold); }
.cta-secondary { color: white; background: #197d73; border-color: #4aa99e; box-shadow: 0 8px 20px rgba(0,0,0,.16); }
.cta-secondary:hover, .cta-secondary:focus { background: #24968a; border-color: #74c8be; box-shadow: 0 11px 24px rgba(0,0,0,.23); }
.hero-safety { margin: 18px 0 0; color: #819b97; font-size: 11px; }
.hero-visual { position: relative; min-height: 420px; }
.visual-ring { position: absolute; border: 1px solid rgba(255,255,255,.13); border-radius: 50%; }
.ring-one { width: 380px; height: 380px; top: 15px; right: -75px; }
.ring-two { width: 270px; height: 270px; top: 70px; right: -20px; border-color: rgba(217,170,82,.32); }
.visual-card { position: absolute; z-index: 2; padding: 28px; display: flex; flex-direction: column; background: rgba(15,87,85,.94); border: 1px solid rgba(255,255,255,.18); box-shadow: 0 20px 45px rgba(0,0,0,.22); }
.visual-card span { color: #dfb55c; font-size: 10px; font-weight: 700; letter-spacing: .16em; }
.visual-card strong { margin: 12px 0; font: 700 28px/1.15 Georgia, serif; }
.visual-card small { color: #abc4bf; }
.visual-card-main { width: 250px; height: 250px; top: 72px; right: 28px; justify-content: center; }
.visual-card-small { width: 190px; right: 195px; bottom: 20px; padding: 20px; background: #fbfaf6; color: var(--ink); }
.visual-card-small strong { font: 700 15px Georgia, serif; }
.visual-card-small small { color: var(--muted); }
.visual-card-wealth-small { right: 0; bottom: -8px; background: #e5ebe5; }

.benefits-strip { margin-top: 20px; display: grid; grid-template-columns: repeat(3, 1fr); border: 1px solid var(--line); background: var(--cream); box-shadow: 0 12px 32px rgba(20,45,43,.05); }
.benefits-strip article { min-height: 142px; padding: 25px 24px; display: flex; gap: 15px; align-items: flex-start; }
.benefits-strip article + article { border-left: 1px solid var(--line); }
.benefits-strip > article > span { flex: 0 0 30px; width: 30px; height: 30px; display: grid; place-items: center; color: var(--gold); background: var(--ink); border-radius: 50%; font-size: 10px; font-weight: 800; }
.benefits-strip strong { display: block; margin-bottom: 7px; font: 700 16px/1.25 Georgia, serif; }
.benefits-strip p { margin: 0; color: var(--muted); font-size: 12px; line-height: 1.55; }

.tools-section, .retirement-section, .wealth-section, .about-section, .home-disclaimer { scroll-margin-top: 100px; }
.tools-section { padding: 100px 0 40px; }
.section-heading { margin-bottom: 34px; display: grid; grid-template-columns: 1.2fr .8fr; align-items: end; gap: 40px; }
.section-heading h2 { max-width: 660px; margin: 9px 0 0; font: 700 clamp(34px, 4vw, 50px)/1.1 Georgia, serif; letter-spacing: -.035em; }
.section-heading > p { margin: 0; color: var(--muted); font-size: 15px; line-height: 1.7; }
.section-kicker { color: var(--teal); font-size: 11px; font-weight: 800; letter-spacing: .16em; }
.tools-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.tool-card { min-height: 330px; padding: 28px; display: flex; flex-direction: column; background: var(--cream); border: 1px solid var(--line); box-shadow: 0 12px 32px rgba(20,45,43,.06); transition: transform .2s, box-shadow .2s; }
.tool-card:hover { transform: translateY(-3px); box-shadow: 0 18px 38px rgba(20,45,43,.1); }
.tool-card-active { color: white; background: var(--teal); border-color: var(--teal); }
.tool-card-wealth { background: #183f43; border-color: #183f43; }
.tool-card-top { display: flex; align-items: center; justify-content: space-between; }
.tool-number { color: #879797; font-size: 11px; font-weight: 800; }
.tool-card-active .tool-number { color: #b5d0ca; }
.status-badge { padding: 6px 9px; border-radius: 999px; font-size: 9px; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }
.status-badge.available { color: var(--ink); background: var(--gold); }
.status-badge.coming { color: #6f7f7f; background: #e8e8e2; }
.tool-icon { width: 45px; height: 45px; margin: 28px 0 22px; display: grid; place-items: center; color: var(--teal); border: 1px solid #b7c6c3; border-radius: 50%; font: 700 14px Georgia, serif; }
.tool-card-active .tool-icon { color: var(--gold); border-color: rgba(255,255,255,.35); }
.tool-card h3 { margin: 0 0 12px; font: 700 22px/1.2 Georgia, serif; }
.tool-card p { margin: 0 0 24px; color: var(--muted); font-size: 13px; line-height: 1.65; }
.tool-card-active p { color: #c7dbd7; }
.tool-action { margin-top: auto; display: flex; align-items: center; justify-content: space-between; color: var(--teal); text-decoration: none; font-size: 12px; font-weight: 800; }
.tool-card-active .tool-action { color: white; }
.tool-action.disabled { color: #9aa5a4; cursor: default; }

.retirement-section { padding-top: 100px; }
.planner-heading { margin-bottom: 28px; }
.retirement-section .quick-steps { margin: 0 0 24px; }

.wealth-section { padding-top: 100px; }
.wealth-heading { margin-bottom: 28px; }
.wealth-calculator { display: grid; grid-template-columns: 1.08fr .92fr; box-shadow: 0 26px 70px rgba(20,45,43,.12); }
.wealth-input-card, .wealth-result-card { padding: 42px; }
.wealth-input-card { background: var(--cream); }
.wealth-result-card { color: white; background: var(--ink); }
.wealth-mode-wrap { margin-bottom: 28px; padding: 20px; background: #edf0ea; border-left: 4px solid var(--gold); }
.wealth-mode-wrap label { color: var(--ink); }
.wealth-fields [hidden] { display: none !important; }
.wealth-primary-result { padding: 8px 0 28px; border-bottom: 1px solid rgba(255,255,255,.18); }
.wealth-primary-result > span, .wealth-metrics span { display: block; color: #b9d1cc; font-size: 11px; text-transform: uppercase; letter-spacing: .08em; }
.wealth-primary-result > strong { display: block; margin: 10px 0 8px; color: white; font: 700 clamp(36px, 4vw, 50px) Georgia, serif; letter-spacing: -.04em; }
.wealth-primary-result p { margin: 0; color: #aec4c0; font-size: 12px; line-height: 1.55; }
.wealth-value-pair { margin-top: 20px; display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: rgba(255,255,255,.15); border: 1px solid rgba(255,255,255,.15); }
.wealth-value-pair > div { padding: 18px; background: rgba(255,255,255,.05); }
.wealth-value-pair span { display: block; color: #b9d1cc; font-size: 10px; line-height: 1.4; text-transform: uppercase; letter-spacing: .07em; }
.wealth-value-pair strong { display: block; margin-top: 7px; color: white; font-size: 19px; overflow-wrap: anywhere; }
.wealth-metrics { padding: 26px 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.wealth-metrics strong { display: block; margin-top: 7px; color: white; font-size: 17px; overflow-wrap: anywhere; }
.wealth-assumptions { padding: 18px 20px; color: #385a55; background: var(--mint); border-left: 5px solid var(--gold); }
.wealth-assumptions strong { color: var(--ink); font-size: 13px; }
.wealth-assumptions p { margin: 7px 0 0; font-size: 12px; line-height: 1.55; }
.wealth-disclaimer { margin-top: 18px; }

.about-section { margin-top: 100px; padding: 62px; display: grid; grid-template-columns: 150px 1fr; gap: 48px; align-items: center; background: #e5ebe5; }
.about-mark { width: 130px; height: 130px; display: grid; place-items: center; color: var(--gold); background: var(--ink); border-radius: 50%; font: 700 54px Georgia, serif; box-shadow: inset 0 0 0 12px rgba(255,255,255,.05); }
.about-section h2 { max-width: 740px; margin: 10px 0 20px; font: 700 clamp(30px, 4vw, 46px)/1.12 Georgia, serif; letter-spacing: -.03em; }
.about-section p { max-width: 820px; margin: 10px 0 0; color: var(--muted); font-size: 15px; line-height: 1.75; }

.follow-section { margin-top: 28px; padding: 44px; display: grid; grid-template-columns: .85fr 1.15fr; gap: 48px; align-items: center; color: white; background: var(--teal); }
.follow-section h2 { margin: 8px 0 10px; font: 700 clamp(28px, 3vw, 38px)/1.15 Georgia, serif; letter-spacing: -.025em; }
.follow-section p { margin: 0; color: #bfd5d1; font-size: 14px; line-height: 1.65; }
.follow-section .section-kicker { color: var(--gold); }
.follow-actions { display: grid; grid-template-columns: repeat(2, 1fr); gap: 10px; }
.follow-button { min-height: 54px; padding: 0 16px; display: flex; align-items: center; justify-content: space-between; color: var(--ink); background: white; border: 1px solid rgba(255,255,255,.3); text-decoration: none; font-size: 13px; font-weight: 800; transition: transform .2s, box-shadow .2s; }
a.follow-button:hover, a.follow-button:focus { transform: translateY(-2px); box-shadow: 0 9px 20px rgba(0,0,0,.18); }
.follow-button.youtube-button { color: white; background: #c9252d; border-color: #c9252d; }
.follow-button.x-button { color: white; background: #111; border-color: #111; }
.follow-button.placeholder { color: #70807e; background: rgba(255,255,255,.72); cursor: default; }
.follow-button small { color: inherit; font-size: 9px; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; }

.home-disclaimer { margin-top: 28px; padding: 34px; display: grid; grid-template-columns: auto 1fr auto; gap: 24px; align-items: center; border: 1px solid #dbc07d; background: #f3e4bd; }
.disclaimer-icon { width: 42px; height: 42px; display: grid; place-items: center; color: white; background: #a86f08; border-radius: 50%; font: 700 20px Georgia, serif; }
.home-disclaimer h2 { margin: 6px 0 8px; font: 700 22px Georgia, serif; }
.home-disclaimer p { margin: 0; color: #665a3f; font-size: 13px; line-height: 1.65; }
.home-disclaimer > a { color: var(--ink); font-size: 12px; font-weight: 800; text-decoration: none; white-space: nowrap; }

.site-footer { margin-top: 60px; padding: 50px max(24px, calc((100% - 1180px) / 2)) 28px; color: #b7cac6; background: var(--ink); text-align: left; }
.site-footer a { margin: 0; color: white; text-decoration: none; }
.footer-inner { display: flex; justify-content: space-between; gap: 40px; padding-bottom: 34px; }
.footer-brand { display: flex; flex-direction: column; }
.footer-brand strong { color: white; font: 700 22px Georgia, serif; }
.footer-brand span { margin-top: 5px; color: var(--gold); font-size: 11px; }
.footer-brand p { max-width: 500px; margin: 14px 0 0; font-size: 13px; }
.footer-inner nav { display: flex; gap: 24px; align-items: flex-start; }
.footer-bottom { padding-top: 22px; display: flex; justify-content: space-between; gap: 30px; border-top: 1px solid rgba(255,255,255,.12); font-size: 10px; }
.hero { max-width: 790px; margin-bottom: 50px; }
.eyebrow { color: var(--teal); font-weight: 700; font-size: 12px; letter-spacing: .17em; }
h1 { margin: 16px 0 18px; font: 700 clamp(40px, 5vw, 66px)/1.05 Georgia, serif; letter-spacing: -.04em; }
.hero p { max-width: 650px; margin: 0; color: var(--muted); font-size: 19px; line-height: 1.6; }
.quick-steps { margin: -14px 0 32px; display: grid; grid-template-columns: repeat(3, 1fr); border: 1px solid var(--line); background: rgba(251,250,246,.55); }
.quick-steps div { padding: 18px 20px; display: flex; gap: 12px; align-items: flex-start; }
.quick-steps div + div { border-left: 1px solid var(--line); }
.quick-steps span { flex: 0 0 25px; width: 25px; height: 25px; display: grid; place-items: center; color: white; background: var(--teal); border-radius: 50%; font-size: 11px; font-weight: 700; }
.quick-steps p { margin: 0; color: var(--muted); font-size: 12px; line-height: 1.45; }
.quick-steps strong { display: block; margin-bottom: 2px; color: var(--ink); font-size: 13px; }
.planner { display: grid; grid-template-columns: 1.12fr .88fr; box-shadow: 0 26px 70px rgba(20,45,43,.12); }
.input-card, .result-card { padding: 42px; }
.input-card { background: var(--cream); }
.result-card { color: white; background: var(--teal); }
.card-heading { display: flex; gap: 16px; align-items: flex-start; margin-bottom: 34px; }
.card-heading h2 { margin: 0 0 4px; font: 700 24px Georgia, serif; }
.card-heading p { margin: 0; color: var(--muted); font-size: 14px; }
.card-heading.light p { color: #b9d1cc; }
.step { display: grid; place-items: center; width: 34px; height: 34px; border: 1px solid var(--line); border-radius: 50%; font-size: 11px; font-weight: 700; }
.light .step { border-color: rgba(255,255,255,.35); }
.field-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px 18px; }
label { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 8px; color: #344b4c; font-size: 13px; font-weight: 600; }
label.wide { grid-column: 1 / -1; }
.optional { color: #869494; font-weight: 400; }
input, select { width: 100%; padding: 14px 2px 11px; color: var(--ink); background: transparent; border: 0; border-bottom: 1px solid #acb8b5; border-radius: 0; font: 600 20px "Segoe UI", Arial, sans-serif; outline: none; }
select { padding-top: 10px; cursor: pointer; }
input:focus, select:focus { border-color: var(--teal); box-shadow: 0 2px 0 var(--teal); }
.field-help { width: 100%; color: #7b8b8b; font-size: 11px; font-weight: 400; }
.help-tip { position: relative; width: 17px; height: 17px; display: inline-grid; place-items: center; color: white; background: #708585; border-radius: 50%; font-size: 11px; cursor: help; }
.help-tip::after { content: attr(aria-label); position: absolute; z-index: 5; left: 50%; bottom: calc(100% + 8px); width: 220px; padding: 9px 11px; color: white; background: var(--ink); border-radius: 3px; font-size: 11px; font-weight: 400; line-height: 1.4; opacity: 0; pointer-events: none; transform: translate(-50%, 4px); transition: opacity .15s, transform .15s; }
.help-tip:hover::after, .help-tip:focus::after { opacity: 1; transform: translate(-50%, 0); }
button { width: 100%; margin-top: 32px; padding: 17px 22px; color: white; background: var(--ink); border: 0; border-radius: 3px; display: flex; justify-content: space-between; font: 700 15px "Segoe UI", Arial, sans-serif; cursor: pointer; transition: transform .2s, background .2s; }
button:hover { background: #1a3c3f; transform: translateY(-1px); }
.error { margin-top: 20px; padding: 12px; color: #842f2f; background: #fbe5e2; font-size: 13px; }
.primary-result { padding: 10px 0 30px; border-bottom: 1px solid rgba(255,255,255,.2); }
.result-context { margin: 0 0 20px; padding: 12px 14px; color: #d9e8e5; background: rgba(0,0,0,.14); border-left: 3px solid var(--gold); font-size: 12px; line-height: 1.55; }
.primary-result span, .result-grid span, .risk-panel span { display: block; color: #b9d1cc; font-size: 12px; text-transform: uppercase; letter-spacing: .08em; }
.primary-result strong { display: block; margin: 10px 0 4px; font: 700 clamp(36px, 4vw, 50px) Georgia, serif; letter-spacing: -.04em; }
.primary-result small { color: #b9d1cc; }
.result-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px 22px; padding: 28px 0; }
.result-grid strong { display: block; margin-top: 8px; font-size: 27px; }
.result-grid div:nth-child(4) strong { font-size: 21px; }
.result-grid small { display: block; margin-top: 5px; color: #b9d1cc; font-size: 10px; line-height: 1.4; }
.risk-panel { --risk-accent: var(--teal); --risk-bg: var(--mint); padding: 22px; color: var(--ink); background: var(--risk-bg); border-left: 5px solid var(--risk-accent); border-radius: 4px; transition: background .25s, border-color .25s; }
.risk-panel.low { --risk-accent: #247a55; --risk-bg: #cce6d5; }
.risk-panel.moderate { --risk-accent: #a86f08; --risk-bg: #f1ddb0; }
.risk-panel.high { --risk-accent: #a33d38; --risk-bg: #efc7c2; }
.risk-panel span { color: #476762; }
.risk-panel strong { display: block; margin-top: 3px; font-size: 20px; }
.risk-panel p { margin: 14px 0 0; color: #385a55; font-size: 13px; line-height: 1.5; }
.risk-scale { display: grid; grid-template-columns: repeat(3, 1fr); gap: 5px; margin-top: 14px; }
.risk-scale i { height: 5px; background: rgba(15,87,85,.2); border-radius: 6px; }
.risk-scale i.active { background: var(--risk-accent); }
.plain-summary { margin: 20px 0 0; padding: 15px 0; color: white; border-top: 1px solid rgba(255,255,255,.2); font-size: 14px; line-height: 1.55; }
.method-summary { color: #c8dad6; font-size: 12px; line-height: 1.55; }
.method-summary summary { color: white; font-weight: 700; cursor: pointer; }
.method-summary p { margin: 10px 0 0; }
.result-disclaimer { margin-top: 18px; padding: 14px 16px; color: #dce9e6; background: rgba(0,0,0,.16); border-radius: 4px; font-size: 11px; line-height: 1.5; }
.result-disclaimer strong { color: white; text-transform: uppercase; letter-spacing: .08em; }
.result-disclaimer p { margin: 5px 0; }
.result-disclaimer a { color: white; font-weight: 700; }
.explanation { margin-top: 46px; padding: 34px 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); display: grid; grid-template-columns: .6fr 2fr 1fr 1fr; gap: 34px; }
.section-number { color: var(--gold); font: 700 42px Georgia, serif; }
.explanation h2, .explanation h3 { margin: 0 0 10px; font-family: Georgia, serif; }
.explanation h2 { font-size: 20px; }.explanation h3 { font-size: 14px; }
.explanation p { margin: 0; color: var(--muted); font-size: 13px; line-height: 1.65; }
footer { padding: 28px 24px; color: #829091; text-align: center; font-size: 12px; }
footer a { margin-left: 8px; color: var(--teal); font-weight: 700; }

.legal-page { max-width: 820px; }
.legal-header { margin-bottom: 38px; }
.legal-header a { color: var(--teal); font-weight: 700; text-decoration: none; }
.legal-header h1 { margin-bottom: 10px; font-size: clamp(38px, 5vw, 58px); }
.legal-header p { color: var(--muted); }
.legal-notice { margin-bottom: 30px; padding: 18px 20px; background: #f1ddb0; border-left: 5px solid #a86f08; line-height: 1.55; }
.legal-content { padding: 38px; background: var(--cream); box-shadow: 0 18px 48px rgba(20,45,43,.08); }
.legal-content h2 { margin: 34px 0 10px; font: 700 22px Georgia, serif; }
.legal-content h2:first-child { margin-top: 0; }
.legal-content p, .legal-content li { color: var(--muted); font-size: 15px; line-height: 1.7; }
.legal-content li + li { margin-top: 8px; }

@media (max-width: 1300px) {
  .social-rail { display: none; }
}
@media (max-width: 1100px) {
  .site-header .privacy-note { display: none; }
  .main-nav { gap: 15px; }
  .platform-hero { grid-template-columns: 1fr 320px; padding: 58px 46px; }
  .tools-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 820px) {
  main { padding-top: 48px; }
  .site-header { position: relative; flex-wrap: wrap; }
  .brand-copy strong { font-size: 14px; }
  .main-nav { width: 100%; padding: 8px 0 2px; justify-content: flex-start; overflow-x: auto; }
  .main-nav a { white-space: nowrap; }
  .platform-main { padding-top: 24px; }
  .platform-hero { min-height: auto; padding: 54px 34px; grid-template-columns: 1fr; }
  .platform-hero h1 { font-size: 52px; }
  .hero-visual { display: none; }
  .benefits-strip { grid-template-columns: 1fr; }
  .benefits-strip article + article { border-left: 0; border-top: 1px solid var(--line); }
  .benefits-strip article { min-height: auto; }
  .section-heading { grid-template-columns: 1fr; gap: 16px; }
  .tools-section, .retirement-section, .wealth-section { padding-top: 72px; }
  .planner { grid-template-columns: 1fr; }
  .wealth-calculator { grid-template-columns: 1fr; }
  .quick-steps { grid-template-columns: 1fr; }
  .quick-steps div + div { border-left: 0; border-top: 1px solid var(--line); }
  .explanation { grid-template-columns: 1fr; }
  .explanation > div:first-child { display: none; }
  .about-section { margin-top: 72px; padding: 42px 32px; grid-template-columns: 1fr; }
  .about-mark { width: 86px; height: 86px; font-size: 36px; }
  .home-disclaimer { grid-template-columns: auto 1fr; }
  .home-disclaimer > a { grid-column: 2; }
  .footer-inner, .footer-bottom { flex-direction: column; }
  .follow-section { padding: 38px 32px; grid-template-columns: 1fr; gap: 28px; }
  .social-rail { top: auto; right: 16px; bottom: 16px; left: auto; flex-direction: row; transform: none; }
  .social-label { display: none; }
}
@media (max-width: 520px) {
  .privacy-note { display: none; }
  .brand-logo { width: 50px; height: 50px; }
  .brand-copy strong { font-size: 13px; }
  .brand-copy small { font-size: 9px; }
  .main-nav { gap: 13px; }
  .platform-hero { padding: 44px 24px; }
  .platform-hero h1 { font-size: 41px; }
  .hero-value { font-size: 23px; }
  .hero-tagline { font-size: 18px; }
  .hero-actions { flex-direction: column; }
  .cta { width: 100%; }
  .tools-grid { grid-template-columns: 1fr; }
  .tool-card { min-height: 300px; }
  .field-grid { grid-template-columns: 1fr; }
  label.wide { grid-column: auto; }
  .input-card, .result-card { padding: 28px 22px; }
  .wealth-input-card, .wealth-result-card { padding: 28px 22px; }
  .wealth-value-pair { grid-template-columns: 1fr; }
  .wealth-metrics { grid-template-columns: 1fr; }
  h1 { font-size: 39px; }
  .primary-result strong { font-size: 36px; }
  .about-section { padding: 34px 24px; }
  .follow-section { padding: 32px 24px; }
  .follow-actions { grid-template-columns: 1fr; }
  .home-disclaimer { padding: 26px 22px; grid-template-columns: 1fr; }
  .home-disclaimer > a { grid-column: auto; }
  .disclaimer-icon { width: 36px; height: 36px; }
  .footer-inner nav { flex-wrap: wrap; }
}